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AFS Finance Analyst

A fantastic opportunity has become available to join our Argos Financial Services (AFS) team as a Finance Analyst in Milton Keynes.

You will be joining Argos Financial Services where our aim is to make life better every day for Argos customers. We help customers afford and protect what matters most, offering products and services including Credit, Warranties & Insurance. We are part of Sainsbury’s Bank, part of the wider Sainsbury’s Group, we’re an exciting and growing organisation and as our customers seek more innovative services and technology, being part of one of the UK’s most trusted brands brings our colleagues exciting opportunities to fulfil their potential. Here, you can be part of something bigger and help to create a new approach that puts the customer at the heart of everything we do.

The Role

As a Finance Analyst, you will sit within the Finance team and will provide insightful analysis into Argos Financial Services’ weekly and periodic performance and will support the commercial teams with decision making.

This role offers the autonomy to brief commercial stakeholders, improving their knowledge of the business and supporting their decision making, ultimately helping to steer business direction.

As a Finance Analyst, you will;

Extract data using SQL software from Argos Financial Services’ data tables
Develop a good knowledge of the AFS customer base, and use that knowledge to analyse trends & articulate the reasons for changes
Analyse complex problems with multiple interdependencies, picking out which are the largest impacts that can be controlled
Have a good understanding of how the AFS P&L works, to explain how changes to customer behaviour impacts financial performance
Support the wider Finance team during the month end process, proactively running information on a timely basis to provide insight
Influence not only finance stakeholders, but also commercial teams on the best route forward to mitigate issues found through analysis and protect profitability
Have ownership of the AFS credit NPV model, through both the building and maintenance of the model and understanding the changes in profitability
Work independently and be flexible with timelines and workloads due to the large element of ad hoc work involved in the role

As a Finance Analyst, you will have;

Proficiency in SQL coding to be able to build complex datasets to answer business critical issues
Strong analytical and problem-solving skills; an ability to think and reason logically
The ability to work with large and complex data sets autonomously to understand key drivers and trends
Good organisation skills with the ability to prioritise workloads and work well under pressure
The ability to communicate results of highly complex analysis in a way that is relevant for a variety of different stakeholders, both finance and non-finance
Strong influencing skills across both finance and non-finance stakeholders

The ability to work in an agile manner

As well as the opportunity to join a great team you will also receive a competitive salary, 22 days’ holiday, and a range of other great benefits. We will support you in developing your skills to build the career you want.

As this role involves working in an FCA-regulated business all offers will be subject to satisfactory background checks including criminal record, credit check, fraud database check and employment references.

We know that candidates may be put off applying for a job unless they can tick every box. We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not apply and see how it goes?

Here at Sainsbury’s Argos we’re a proud equal opportunities employer that values diversity at every level of our business. Inclusion and Diversity are fundamental to our culture and values, fostering an innovative, collaborative and fast paced work environment that means we can build a better future for our colleagues and our customers. Everyone is welcome at Sainsbury’s Argos. Want to find out more? Then visit our Diversity & Inclusion page on our Careers site –

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