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Credit Risk Analyst

As a Credit Risk Analyst, you will support the Argos Financial Services store card business within the area of credit strategy. You will assist in the monitoring, evaluating, communicating, testing and reporting on all aspects of the credit strategies and scorecard/decision systems.

You will be joining Financial Services where our aim is to make life better every day for Argos customers. We help customers afford and protect what matters most, offering products and services including Credit, Warranties & Insurance. The Financial Services department is the profit creator and that’s why it’s the most exciting place to be: right at the heart of the action. Here, you can be part of something bigger and help to create a new approach that puts the customer at the heart of everything we do.

As Credit Risk Analyst, you will:

Monitor relevant strategies and scorecard/decision systems through appropriate reporting.
Ensure the accuracy of reports through appropriate checking and validation.
Assist in the development and maintenance of reporting using appropriate tools.
Analyse and interpret reports in line with business requirements.
Identify areas for business improvement and assists in their implementation.
Assist in the implementation and testing of new strategies/scorecard/decision systems.
Assist in the upkeep of documentation of the relevant strategies and scorecard/decision systems.

As Credit Risk Analyst, you will have:

Strong communication skills.
The ability to accurately interpret results of reports.
A high level of competence in Excel.
Previous credit risk experience (preferably within a Financial Services business).
Proven experience of SQL/SAS.

As well as the opportunity to join a great team you will also receive a competitive salary, 24 days’ holiday, and a range of other great benefits. We will support you in developing your skills to build the career you want.

There’s never been a more exciting time to join Argos. We are capitalising on our success and going through a great transformation. It’s a period of expansion and rejuvenation; we’re shaking things up and creating more opportunities than ever before.

As this role involves working in a regulated environment any offer made will be subject to satisfactory background checks including criminal record check, credit check and employment references.

Apply now