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Credit Risk Analyst

As a Collections Credit Risk Analyst, you will develop and maintain pre-arrears, collections and recoveries strategies and reporting for Argos Financial Services by supporting the Collections Credit Risk Manager.

You will be joining Financial Services where our aim is to make life better every day for Argos customers. We help customers afford and protect what matters most, offering products and services including Credit, Warranties & Insurance. The Financial Services department is the profit creator and that’s why it’s the most exciting place to be: right at the heart of the action. Here, you can be part of something bigger and help to create a new approach that puts the customer at the heart of everything we do.

As Collections Credit Risk Analyst, you will:

Use data mining techniques, profitability analysis and champion/challenger testing to refine and optimize our Collections and Recovery processes and strategies.
Ensure that appropriate reporting, together with guardrails, is in place to monitor the effectiveness of strategies and flag issues appropriately.
Manage delinquency and bad debt losses, whilst positively impacting the overall profitability and security of the store card business through effective analysis.
Support the Collections Credit Risk Manager in developing and maintaining pre-Arrears, collections and recoveries strategies with a clear emphasis on compliance, profitability and maintaining an ethos of continuous improvement.
Provide the results to monitor, evaluate and analyse all aspects of the strategies to team management.

As Collections Credit Risk Analyst, you will have:

Experience of producing reports or management information.
Strong data interpretation and analytical skills including data manipulation.
Experience of working with large data sets through various technical applications, specifically SQL, Excel and Access.
Strong communication skills.

As well as the opportunity to join a great team you will also receive a competitive salary, 24 days’ holiday, and a range of other great benefits. We will support you in developing your skills to build the career you want.

There’s never been a more exciting time to join Argos. We are capitalising on our success and going through a great transformation. It’s a period of expansion and rejuvenation; we’re shaking things up and creating more opportunities than ever before.

As this role involves working in a regulated environment any offer made will be subject to satisfactory background checks including criminal record check, credit check and employment references.

Apply now